Below is a list of our Frequently Asked Questions. If you do not find an answer to your question below, please Contact Us to let us know how we can help.
What is a Bankuish Score?
A traditional credit score is based upon your credit history. Your Bankuish score is based upon your work history and reputation.
How long does it take to generate a Bankuish Score?
It takes just minutes to generate your Bankuish Score. Your score is updated each week so you can monitor your progress.
How will I know if I have bank offers?
Any available offers will appear on the dashboard screen of your app. You will also receive a notification from the app.
What can I do if my score is too low to receive offers?
Building a credit score takes time. So, too, does building a Bankuish Score. Focus on producing a consistent monthly salary and on making all outstanding payments on time. Set a schedule for yourself and earnings goals to keep you on track.
Am I guaranteed to be approved for offers in my account?
When we say you’re pre-approved we mean it! Over 90% of transactions on the Bankuish platform are successful. However, there are a few instances in which a Bankuish user is unsuccessful in securing a loan, such as fraud reports on your public record.
How often does my Bankuish Score update?
Bankuish Scores are not static – they are constantly evolving in response to your activities. Therefore, we update all user scores once a week. Check back each week to monitor changes to your score and track your progress.
What factors affect my Bankuish Score?
Average monthly income trends
Drops in aggregate activity
Work transactions canceled by you
Past due payments and obligations that show up on your credit report
Adverse public records such as bankruptcies
Your collection history with any Bankuish banking partner
Why do I need to connect my account data?
Your Bankuish Score is determined based on several factors, including your salary and activity on your gig platform(s). Connecting your gig account allows us to access the data we need to determine your creditworthiness.
I don’t have Uber Eats. Are you going to add new gig platforms to the account?
Yes! We’re adding new integrations and features all the time. Even if you don’t work on the Uber Eats platform, we encourage you to sign up for the app and join the waitlist for the gig platforms that are relevant to you. You’ll be the first to learn when that platform becomes available.